I was hoping to get more information on protecting your home from seizure when it still has a mortgage on it. ie: if the banks were to call in all their loans and mortgages.
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great question
however if there is fraud from the beginning, then how can one call in on an original fraud, unless ?????? You fill in the blanks
What about, acting ahead in this game of checkmate and write a Notice to the bank,a nan or woman, before forclosure and advise an intent to pay in full, ( before anything from them has been received about forclosure) and in that offer, make clear that you require the return of your property, in full: the deposit, the promissory note, the land title. Make a date, time and place for the exchange to occur and be there waiting. I would also, have a new promissory note prepared ready, for the remaining amount of mortgage, pay in full, for some date in the future, again time and date specific. In the very unlikely event, that some man or woman does arrive to collect and exchange, then you have nothing to worry about as the property being returned to you as paperwork, are assets for you, to get finance elswhere with. A fraud investigator told me years ago, banks use our signatures as assets to borrow 10x what we have promised to pay, its used like deposit, an asset on their books, credit card debt is also written off on insurance, as a loss and ratified through yearly tax, so by the time any legal proceedings have started, they have ZERO on their books. He advised that, with credit card debt and debt collectors, write to the original lender and ask for a closing summary statement. It will show on that, a date of zero balance.this proves you HAVE NO DEBT OWING. That zero balance has occurred before the debt agency has created a fake account using your id, and raised a contract with you without consent and then attempt to have you hoodwinked into paying them. its a time gap/lapse of around 4 to 7 days. They do this by requesting by phone or letter, that you login with your date of birth, or, give them date of birth over the phone and this is the ” consent” they use to start dealing, until that happens, it is nothing but ID theft and fraud, as no contract exists, at anymore. It was balanced off.
Thanks so much for your time in responding to this question Stacey and for your very detailed response. Love the advice to write to the original lender and ask for a closing summary statement which will show a zero balance:)